Thinking about getting a new roof or repairing storm damage? If you’re a homeowner in Logan, UT, one of the first questions you should ask is: does my roofer need to be licensed and insured?
The answer is yes. In fact, it’s one of the most important things to check before hiring a roofing contractor. A licensed and insured roofer follows state rules, protects your home, and makes sure the job gets done safely and correctly.
In this guide, we’ll explain what licensing and insurance really mean, why they matter, and how you can protect yourself as a homeowner.
Why Licensing and Insurance Matter
Hiring a roofer who’s licensed and insured means you’re working with someone who takes the job seriously. Roofing isn’t just about putting on new shingles, it’s about protecting your home and making sure it stays safe for years to come.
Here’s why it’s important:
- It’s the law: Roofers in Utah must be licensed.
- It protects you: If anything goes wrong, licensed and insured roofers are held accountable.
- Insurance covers accidents: If someone gets hurt or something is damaged, you’re not stuck paying for it.
- It keeps your warranty valid: Many roof product warranties only work if licensed roofers does the job.
Let’s take a closer look at what the law says about roofing licenses in Logan and the rest of Utah.
Do Roofers in Logan, UT Need to Be Licensed?
Yes, they do. Utah law says all roofing contractors must have a license from the Utah Department of Commerce’s Division of Occupational and Professional Licensing (DOPL).
What Does It Take to Get Licensed?
Here are the roofing contractor requirements to get a license:
- Finish a 30-hour pre-license course
- Register their business with the state (unless they’re a sole owner)
- Get liability insurance with at least $100,000 per incident and $300,000 total
- Register your business with the Utah Division of Corporations
- Have an EIN (Employer Identification Number) from the IRS
- Have two years of experience
- Pass a two-part examination, possess one year of licensed experience in another state, or be a qualifier on a Utah Contractor License prior to May 9, 2017
- Have workers’ comp coverage, or a waiver if they don’t have employees
- Fill out the state application and pay a license fee
This process helps make sure roofers know how to do the job right and follow local laws.
How to Check If a Roofer Is Licensed
It’s easy to check a roofer’s license online. Just visit the Utah DOPL website and search their name or license number. You’ll see if their license is active and in good standing. A trusted company like Homer Roofing will gladly show proof.
Do Roofers in Logan Need Insurance?
Yes. Roofing can be dangerous, and insurance protects everyone involved, especially you, the homeowner.
Here’s what every Utah roofing company should have.
1. General Liability Insurance
This protects your home in case something gets damaged during the job. For example, if a roofer accidentally breaks a window or drops tools on your porch, insurance helps cover the cost.
Required coverage in Utah:
- $100,000 per incident
- $300,000 total coverage
2. Workers’ Compensation Insurance
If a company has employees, they must carry workers’ comp insurance. This is what pays for medical bills if someone gets hurt on the job. Without it, you could be held responsible. If the roofer works alone, they may qualify for an exemption, but always ask.
3. Optional: Contractor Bond
Some roofers also carry a contractor license bond. It’s not required, but it gives you extra protection. If the job isn’t finished properly, this bond can help cover your losses.
What Happens If You Hire a Roofer Who’s Unlicensed?
It might seem cheaper to hire an unlicensed roofer, but it could cost you more in the long run.
Here’s what could go wrong:
- You have no legal backup if the work is bad
- Warranties may be void
- Your homeowner’s insurance might not cover damages
- You could be liable for injuries
- You might even be fined
Bottom line: it’s just not worth the risk.
How to Protect Yourself When Hiring a Roofer
Before you sign anything, ask these simple questions:
- Are you licensed in Utah?
- Do you carry insurance?
- Do you have workers’ comp?
- Can I see proof?
A reliable roofer will have no problem answering these and showing you the paperwork. In fact, they should be happy you’re asking and protecting yourself.
At Homer Roofing, we always provide full proof of our license and insurance. We want you to feel confident in your decision.
Why You Should Choose a Licensed and Insured Roofer in Logan
Whether you’re fixing leaks or replacing an old roof, hiring a licensed and insured professional gives you peace of mind.
Here’s what you can expect when you hire Homer Roofing:
- Skilled, experienced roofers who follow state rules
- Protection for your home and your budget
- Smooth permit process and clean inspections
- Durable roofs that last through Logan’s snow, rain, and wind
We’ve helped hundreds of homeowners in Logan and the surrounding areas, and we’re proud of the reputation we’ve built.
Book Your Free Roof Inspection in Logan, UT
If you’re planning roof work, big or small, Homer Roofing is here to help. We’ll start with a free, no-pressure inspection to look at your roof’s condition, explain your options, and give you an honest quote.
You’ll get:
- A thorough look at your roof from edge to edge
- Clear answers to your questions
- A written plan, no pushy sales talk
- Professional service from a team that’s licensed, insured, and trusted in Logan
- We make it easy to get started, and we treat every home like it’s our own.
Schedule your free roof inspection with Homer Roofing in Logan today.
Your worry-free roof starts right here.
