Living in Ogden, Utah, means enjoying every season, sunny summers, colorful falls, snowy winters, and rainy springs. But these changing seasons also bring storms that can seriously damage your roof. Wind, hail, and heavy snow are common here, and your roof takes the hit.
If a storm has rolled through and you’re not sure what to do next, don’t worry. This guide will walk you through what to do after a storm. From spotting the damage to calling for help, we’ll break it down step by step. If you’re facing storm damage roofing issues, here’s what you need to know.
Step 1: Check Your Roof from the Ground
The first thing to do is check for damage, but do it safely. Don’t climb up on the roof. It might be slick or weakened after the storm. Instead, walk around your home and look from the ground or use binoculars.
Look out for these signs of roof trouble:
- Shingles that are missing or bent
- Spots on the shingles where hail hit
- Granules (tiny rocks) in your gutters or on the ground
- Metal flashing around chimneys or vents that’s loose or hanging
- Tree limbs or branches sitting on your roof
- Parts of the roof that look uneven or saggy
If you see any of these, it’s time to get a professional roof storm damage repair inspection.
Step 2: Look for Signs Inside Your Home
Not all roof damage is easy to see from the outside. Sometimes, the damage shows up inside first. Walk through your home and check the attic and upper floors.
Look for:
- Water spots on the ceiling or walls
- Damp insulation in the attic
- Dripping or puddles in strange places
- Sunlight coming through the roof boards
These signs usually mean water is getting in, and the roof needs fixing fast. Even a small leak can grow into a big, expensive mess.
Step 3: Call a Local Roofing Company
If you spot any damage, reach out to a trusted Ogden roofing company like Homer Roofing. Local roofers know what kind of weather hits Ogden and what materials hold up best here.
We offer free roof inspections after storms and help you understand what’s going on with your roof. We’ll walk you through the next steps and give you clear, honest advice.
Step 4: Read Through Your Home Insurance Policy
Before filing a claim, take a look at your insurance policy. Most plans cover storm damage roofing, but every policy is different. Here are a few things to check:
- Do you have ACV (Actual Cash Value) or RCV (Replacement Cost Value) coverage?
- What is your deductible (the amount you pay out of pocket)?
- Are there limits for older roofs or pre-existing issues?
- Knowing this will help you figure out how much help you’ll get from your insurance.
Step 5: File a Claim If Needed
If the damage is covered by your insurance and it’s serious, you’ll want to file a claim. This will help pay for your roof repairs after a storm.
Be ready with this info:
- The date and time the storm hit
- A short description of what happened
- Photos of the damage inside and outside
- A roofer’s inspection report and estimate
An insurance adjuster may come out to take a look. It’s a smart idea to have your roofer meet them at your house. That way, they can help point out damage and make sure nothing is missed.
Step 6: Double-Check the Estimate
Sometimes, the insurance company’s estimate doesn’t cover the full cost to fix or replace the roof. Your roofer can help with this by adding the missing items and sending that back to your insurer.
This is called a “supplement.” It’s normal to go back and forth a bit until everything is approved. Don’t worry, your roofer should help you with most of this.
Step 7: Get the Roof Fixed Right Away
Once your claim is approved (or if you’re paying without insurance), schedule your roof storm damage repair as soon as possible. Waiting can lead to bigger problems and more expensive repairs.
Here’s what can happen if you wait too long:
- Water damage to wood and insulation
- Mold and mildew growth
- Damaged wiring or ceilings
- Higher energy bills
- Insurance denial for future claims
Getting your roof fixed quickly protects your home and saves you money in the long run.
Why Choose a Local Ogden Roofing Company?
Not all roofers are the same, especially after a big storm. Some out-of-town crews come in, do fast (and sometimes poor) work, then leave. That’s why it’s better to go with a local Ogden roofing company.
Here’s what you get with a local roofer like Homer Roofing:
- We know Ogden’s weather and roofing codes
- We can respond quickly
- We’ll be here if you need help later
- We have strong relationships with local suppliers and adjusters
- We’ve been serving Weber County for over 20 years, and we’re proud to help our neighbors.
Tips to Protect Your Roof from Future Storms
You can’t stop a storm, but you can take steps to protect your roof. Here are a few things that help:
- Trim tree limbs that hang over your roof
- Clean out your gutters often
- Get a roof inspection once or twice a year
- Upgrade to impact-resistant shingles if you’re replacing your roof
- Make sure your attic has good ventilation
Doing these things can help your roof last longer and may even help your insurance stay active.
Schedule Your Free Roof Inspection Today
Storms happen. But the stress doesn’t have to. Whether you think your roof is damaged or just want to double-check, we’re here to help. Homer Roofing offers free roof inspections, honest estimates, and top-quality repairs you can count on.
Don’t wait for the next big storm. Schedule your free inspection today with Ogden’s trusted roofing team, Homer Roofing.
